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Payment Methods



The program provides twelve pre-defined payment methods that are the most commonly accepted means of paying for merchandise, such as Visa, MasterCard, or eCheck, etc.  The Payment Method screen, found on the Maintenance tab of the Maintenance Menu, is where the list of accepted payment methods can be viewed or edited.

The program will attempt to match the payment method information in an order that is coming from the web to one of the payment methods defined within the Order Manager. If the program does not find a match, it will write "Payment Type=N/A" in the Reasons for Review field, which may prevent an order from being automatically approved. To remedy that situation, the user may create a definition for any non-standard payment methods that they accept, at the Payment Methods screen. The Reasons for Review field can be seen on the Pricing tab of the Orders screen.

Description of the Payment Methods Screen


Figure 1: Payment Methods screen

Adding a New Payment Method

  1. Go to the Main Menu > [Maintenance icon] > Maintenance tab > [Payment Methods] or use the Store Setup Wizard, Payment/Credit Cards section, Page 2 to perform the same function. The Store Setup Wizard is available in the Quick Clicks menu in the Main Menu, if the user has not modified the default settings of the Quick Clicks, or via the Setup Functions tab of the Maintenance Menu.

  2. Enter a unique name in the Payment Method Name field. The name must exactly match the payment method name used by your shopping cart.

  3. Click the [Save] button to create the new payment method and have it appear in the Methods list box.

  4. If the payment method is not a credit card, the process is completed. Skip to step 6.

  5. If the new payment method is a credit card:

    1. Check the [Is a Credit Card] check box.

      1. Only check the [Include Start Date] and/or [Include Issue Number] boxes if using the European credit cards Switch, Delta, Solo or Electron.

    2. Add the appropriate Bank Identification Number (BINs) for the credit card. A Single BIN or Starting BIN is up to the first six digits of the credit card account number. Check with the card issuer if necessary to determine the correct values.

    3. Enter the Bank Identification Number (BIN) or range of BINs used by the card issuer. BINs are used by the payment gateways to determine the credit card type, e.g. Visa or MasterCard.

    4. Click the [Add] button to have the BIN or range if BINs appear in the BINs list box.

  6. Click [Close] to exit the Payment Methods screen.

Creating a Payment Method for Diner's Club Cards

"On November 8, 2004, MasterCard and Diner's Club formed an alliance. Cards issued in Canada and the USA start with 54 or 55 and are treated as MasterCard worldwide. International cards use the 36 prefix and are treated as MasterCards in Canada and the US, but are treated as Diner's Club cards elsewhere. Diner's Club International's website makes no reference to old 38 prefix numbers, and they can be presumed reissued under the 55 or 36 IIN prefix. Effective October 16, 2009, Diner's Club cards beginning with 30, 36, 38 or 39 will be processed by Discover Card." (taken from the Wikipedia article, Bank Card Number)


To use an international Diner's Club Charge Card as a form of payment the merchant must define a Payment Method within the Order Manager. The Payment Methods screen enables users to add payment methods in case they accept additional forms of payment from their customers, e.g. European credit cards. The following is an example of creating a payment method for a Diner's Club card that was issued in the United Kingdom.


  1. Go to the Main Menu> Maintenance Menu>Maintenance tab> Payment Methods or  Setup Wizard>Payment/Credit Cards>Page2> Add/Edit Payment Methods button.

  2. The Payment Methods dialog box opens.

  3. Enter a unique name in the Payment Method Name field. The name must match the payment method name used by your shopping cart exactly. In this example, the Payment Method Name is "Diners Club UK"

  4. Click Save.

  5. The payment method you are entering is a credit card:

    1. Check the Is a Credit Card check box.

    2. **Important** Add the Bank ID numbers (BINs). Note: A Single BIN or Starting BIN is up to the first six digits of the credit card account number. Refer to the links at the bottom of the page or contact the card issuer for BIN information.

    3. Click Add.

  6. Click Close to exit the dialog box.

For more information about Diner's Club bin and prefix numbers, refer to the following links which discuss the variations of the Diner's Club charge cards that are issued in different geographic locations, or contact the issuing organization.


Bank Card Number

List of bank identification numbers


Created: 12/16/10

Modified: 1/14/11

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